Is online banking really safe?

okay i know when u get a cell phone or even start an account in a bank the business actually does put ur personal info in the internet....so r there systems any safer than ours? or is it really about the same...if not so wouldnt it be the same security as if u used online banking?

Is online banking really safe?
Large banks do not use the Internet to transfer data. The use optical fiber which can not be sniffed. Smaller banks may use the Internet to transfer data and if they are surely using VPN's with 128-bit encryption.





If worked in IT for several large banks, they are totally safe. Been using online banking for 12 years now.
Reply:I believ it is everyday billions of dollars are transfered online. I do all my banking bill paying online and I'm not a computer expert.





The key is to use a username and password that no one knows only u that would be very hard to figure out. Then make sure you are on YOUR banks website. Sometimes scammers send you an email asking u to logon to the banks website but, it is a fake site that looks exactly like your bank (allmost) and they steal your user name and password right out from under you. Just remember the web is just like the real world some people are bad some are good u just need to use good common sense and be smart about who u give ure persoanl info too.
Reply:the best we can ask for is that the protocol used is https if you are signing up or banking on a site that just logs you in with http be very wary good banks will lock up the site with encryption.
Reply:online banking is pretty safe. I use Bank of America, and I know that they have a specific program that kicks in every time you log. When you sign up, you get a "picture" of something.. apple, tree, whatever. Then, everytime you are asked for your password, you see that picture. This means that if at any time someone tries to "pop" a page at you for your passwords, you will know, since they dont have the correct "picture". As a computer security major, I can tell you that these people are doing everything in their power to keep you safe. I have seen some of these security programs.. and you simply cant get past all their tripwires :)
Reply:Online banking transactions are 128 bit encrypted so it's very safe from hackers, but don't use any kind of password manager to that in the event that your computer gets stolen, they can't take your money.
Reply:Online banking is very safe. The Banks use Encryption. I recommend you talk to your bank or a bank about this. I use online banking and rarely have to visit my bank. I love it and feel completely safe using it.
Reply:Yes I believe so.


Make sure the URL reads: https://


make sure the URL has an s after the http.


This ensures it is a secure server.
Reply:i love online banking...really convenient...really fast...just helps ur day go a lot better...